Any financial file/email → structured JSON via the structured→template→OCR→LLM ladder, with per-field confidence + provenance.

PAN existence + registered name.

Verify a bank account + beneficiary name.

Validate a UPI handle + account holder.

Bank + branch for an IFSC.

Start a consent-first bank-data journey (DPDP purpose-coded).

Salary, obligations, avg-balance, FOIR from AA bank data.

Scheme metadata (AMC, category, ISIN).

Latest + historical NAV (AMFI).

FIFO matching, STCG/LTCG, grandfathering, XIRR.

Old/new regime, slabs, §87A, surcharge, cess.

Equity STCG/LTCG tax with ₹1L exemption + cess.

Which upstream each rail is on, the attribution its licence obliges you to display, and whether you may redistribute it to your own users. Free — you should never pay to find out if you can legally ship the data.

INR + cross-currency rates (FBIL/RBI-style).

LTP / OHLC / change% for a symbol.

Which RTAs can be requested server-side today (KFintech yes; NSDL/CDSL need an investor OTP, so use the mailbox scan instead).

Opens a session with the RTA and returns the CAPTCHA image the investor must read. Free, because a misread CAPTCHA is a retry, not a service.

Submits the statement request with the CAPTCHA answer. The RTA then e-mails the password-protected CAS to the investor.

Opens the RTA session, solves its CAPTCHA (NopeCHA) and submits, retrying with a fresh session on a misread. One call, one price regardless of attempts. Needs NOPECHA_API_KEY.

Finds the RTA's mail over IMAP, pulls the attachment, decrypts and parses it. Billed per document parsed — an empty inbox is free. Use an app password.

Folds a parsed CAS into the portfolio: one stable key per position (so next month updates rather than duplicates), cost/value/gain rolled up, XIRR when available.

The latest imported CAS portfolio for this tenant.

Link a broker account (Zerodha/Angel/Dhan/Upstox/Groww). Sandbox needs no credentials.

Pass your own broker API credentials to get REAL holdings/orders. Groww: token from groww.in → Settings → Trading APIs. Dhan: web.dhan.co. Credentials are vault-encrypted.

Normalized DEMAT holdings + P&L, same shape for every broker.

Every linked broker account. Credentials are never returned.

One uniform call for every broker's daily access-token expiry.

Revoke a linked account and hard-delete its vaulted credentials.

Bureau score + accounts + enquiries (fires consumer alert).

Issuer, coupon, maturity, rating by ISIN.

Government securities with coupon + YTM.

Amortization schedule, EMI, total interest.

TWRR + XIRR from period values + cashflows.

Initiate a UPI collect request.

Disburse to a bank account.

Validate an insurance policy + sum assured.

VAHAN-style vehicle registration details.

Sarathi-style driving-licence verification.

Reference price + SGB (data only, no buy/sell).

Template message at Meta pass-through: marketing ₹0.87, utility ₹0.12, authentication ₹0.12. We add no markup.

Free-form text inside the 24-hour customer service window. Free, because Meta charges nothing in-window.

Send an image, document, or video by URL with an optional caption. Free inside the 24-hour service window.

Interactive message with up to 3 reply buttons or a list menu. Free inside the 24-hour service window.

Your message templates with language and approval status.

Submit a template for approval with name, category, and body.

Sent, delivered, and read state for a message id.

Register your HTTPS URL to receive inbound messages and delivery events.

Send a transactional SMS to an Indian mobile number.

Send a 6-digit OTP via SMS or WhatsApp (5-minute expiry).

Verify a pending OTP. Codes are single-use.

Place an outbound call, billed per minute. The first 60 minutes per account are free.

Read a 6-digit code out over a one-minute call. Verify it with /v1/otp/verify.

Place an AI agent call that follows your prompt in a neural voice, billed per minute. Returns the call outcome and a transcript summary.

The available neural TTS voices with language and style, for the voice_id field.

Initiate an NESL-style e-sign.